Tips for Cheaper Car Insurance
Apart from the no-claims discount offered by all insurers, you could qualify for additional discounts on your motor policy premium. Reduce your premium by following these tips:
- Buy your policy online. AonInsure.ie apply significant discounts for those who complete the process online.
- Insuring your spouse / partner as well as yourself on your car may reduce the premium by as much as 12.5%.
- Declaring that your spouse / partner currently has a car insured in their own name or that they have the full time use of a company car can qualify you for a discount of approximately 20%.
- If you're short of a full 5 years no-claims bonus in your own name, previous claims free experience as a named driver on another policy (e.g. spouse's car, family car or company car) can help you make up the shortfall. This could save you 10% for each additional qualifying year up to the maximum of 5 years.
- Security Features such as an alarm or an immobilizer can reduce the premium.
- Discounts of up to 17.5% are available to Irish license holders with no penalty points.
- A lower annual mileage can reduce the premium with some insurers.
- While Comprehensive Cover is preferred by most drivers – for very low value cars in might make sense to choose Third Party Fire & Theft. With AonInsure.ie it is easy to compare both, so see which option suits you best.
- Some insurers offer a discount of up to 10% on Motor Cover if your home insurance is also with them.
- Use AonInsure.ie to compare prices and reduce your car insurance bill.
Our online motor insurance quotation process will automatically apply many of the discounts which are appropriate, but if you think you may be entitled to further discounts, then please call us at 01-293 2300 or request callback.