Emergency Breakdown Assistance Cover

Did You Know?

Did you know that some motor insurance policies do not include Motor Breakdown Assistance as a benefit? Where a motor insurance policy does not provide for assistance in the event of a breakdown, our Breakdown Assist plan is available as an optional extra.

What is Emergency Breakdown Assistance?

Our Breakdown Assistance Plan is a 24 hour accident, emergency & breakdown recovery service. It is there to assist You in your time of need. The choice of assistance supplied depends on the options available to the rescue provider at the time of the request for assistance. You should be aware that the cover provided will be at Our discretion as not all options are available to us at all times. For example Car Hire in a rural area may be impossible to obtain in the early hours of the morning.

What are the Benefits of Our Breakdown Cover?

In the event of Your car being immobilised as a result of an accident, electrical or mechanical breakdown, fire, theft or any attempt thereat, malicious damage, punctures that require assistance, lost keys, stolen keys, keys broken in the lock or locked in the car, we will arrange and pay for the following:

Completion of Journey in Ireland

If repairs cannot be made in situ, and your car has broken down away from home, we can arrange and pay for one of the following:

Completion of Journey England, Scotland and Wales

If repairs cannot be repaired in situ, and the car has broken down away from home, the Company can arrange a replacement car for up to 48 hours subject to a maximum of Sterling £100.

If the car cannot be repaired before the departure date the Company will pay for the car to be towed to the port in England, Scotland or Wales that you are leaving from subject to a maximum of Sterling £250

Message Relay

We will pass on two urgent messages for you, e.g. to family or work colleagues.

Public Transport

In the event of the car being repaired, We will provide the cost of public transportation for You to collect Your car.

Replacement Car

In the event of the theft of the Your car, which has been reported to the Police and the Insurance Company, and not recovered within 24 hours, we will provide a replacement car for up to five days or to when Your car is recovered, whichever is soonest.

Motor Emergency Assistance Cover - Policy Document